Progression
Bills Must Be Paid Achievements: All 27 Explained
The full table with unlock rates, the three traps, and a practical completion order.
Quick answer
All 27 achievements: a 3-5 hour one-sitting 100% — nothing is permanently missable
Bills Must Be Paid ships with 27 Steam achievements, all completable in a single sitting of roughly 3-5 hours (COMMUNITY: one-hit-kill.space guide, frozen 2026-08-11). The natural arc plus three deliberate systems covers everything: the gambling trio (50/50, All or Nothing, Eyes on the Piggy), the loan pair (Take a Loan / Pay Back a Loan), and the completion trio (Bought It All, Prestige Jewelry, Maxed Out). The rarest is Maxed Out at ~26.9%, and it has a trap: beat the final boss first and you must keep playing the same cycle to finish the tree, because bankruptcy resets it. Source note: completion time, unlock rates and the "missable" claim are community observations from the frozen guide set — no permanent missables were found there, but the game has not been re-verified against a fresh official list.
Full table
All 27 achievements, in unlock-rate order
Global unlock rates captured July 31, 2026 (two days after release; early numbers skew toward dedicated buyers) — COMMUNITY source. Requirement text is VERIFIED from the official Steam list.
| % | Achievement | Requirement |
|---|---|---|
| 100% | Rookie Smasher | Smash 10 piggies |
| 100% | Bills Must Be Paid | Pay your first bill |
| 100% | Better than Nothing | Earn $100 in a single run |
| 100% | Not a Single Miss | Complete a run with 100% accuracy |
| 100% | Twice as Precise | 100% accuracy across 2 consecutive runs |
| 99.0% | Serial Smasher | Smash 100 piggies |
| 97.3% | Fresh Start | Declare bankruptcy and start a new cycle |
| 97.0% | One Step at a Time | Pay 5 bills |
| 93.0% | 50/50 | Win a coinflip |
| 92.8% | Strong Start | Destroy 2 piggies with your first hit of a run |
| 92.8% | High Roller | Earn $1,000 in a single run |
| 90.0% | Making Progress | Pay 10 bills |
| 87.1% | Multismasher | Destroy 3 piggies at once |
| 77.9% | Five Figures | Earn $10,000 in a single run |
| 75.7% | Take a Loan | Call Big Toni and take a loan |
| 70.9% | Keeping Up | Pay 20 bills |
| 64.8% | All or Nothing | Go all in on a gamble |
| 52.8% | The Richest Broke Person | Own $1,000,000 at once |
| 51.4% | Pay Back a Loan | Pay Big Toni his money back |
| 48.3% | Eyes on the Piggy | Pick the correct piggy in Piggy Shuffle |
| 39.1% | Super Jackpot | Hit the Super Jackpot once |
| 37.1% | Piggy Bank Collector | Unlock every piggy bank |
| 35.1% | Coin Collector | Complete the full coin collection |
| 34.8% | Bought It All | Buy every item in the shop |
| 34.0% | Freedom | Pay all your bills |
| 30.6% | Prestige Jewelry | Unlock all rings and bracelets |
| 26.9% | Maxed Out | Buy all skill tree upgrades |
The three traps
Maxed Out, Eyes on the Piggy, and the precision pair
Maxed Out (26.9%) — don't reset after the boss. Beat the final boss with an incomplete tree and it looks locked out. It isn't: the developer confirmed in a forum reply that you keep playing the same cycle to finish the tree — bankruptcy is what resets it.
Eyes on the Piggy (48.3%) — film it. The community cheese is to record the Piggy Shuffle in slow motion and read where the marked piggy lands.
Not a Single Miss / Twice as Precise (100%). Do these early with the slow starting Hammer — once attack speed rises, clean runs get much harder.
Recommended order
A practical completion order
- Precision pair + Rookie/Serial Smasher (first runs, slow Hammer).
- Bill milestones (Bills Must Be Paid → One Step at a Time → Making Progress → Keeping Up → Freedom).
- Gambling trio early (50/50, All or Nothing, Eyes on the Piggy) while stakes are small.
- Loan pair (Take a Loan, Pay Back a Loan) — repay fast, the daily cut is pure tax.
- Money milestones ($100 / $1,000 / $10,000 / $1,000,000 owned).
- Completion trio last (Bought It All, Prestige Jewelry, Maxed Out) — then the final bankruptcy.
FAQ
Achievements FAQ
Q: Can I miss any achievement permanently?
A: No — the game is cycle-based and every system stays available. The two soft traps are Maxed Out (don't bankrupt after the final boss) and Eyes on the Piggy (cheese with a slow-motion recording).
Q: Is Super Jackpot pure luck?
A: Yes — it is the only pure-luck gate, and you can retry it indefinitely.
Q: Do I need a second playthrough?
A: No — the full set is a 3-5 hour, one-sitting 100%.
Official / original destinations
Media evidence
Local images are either official Steam promotional assets or clearly labelled archive cards rendered from frozen official page reads. Public reuse rights are not yet verified.
Evidence boundary
What supports this page
Reviewed 2026-08-11. Time-sensitive facts may have changed. Each source line states exactly what it supports.
Supports: the game definition, stamina-and-bills loop, developer, feature list, achievement total, release field, review snapshot, and captured price.
↗Rike Games pageDeveloperSupports: the developer description, demo label, and browser entry.
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